Ultimate Guide to Hassle-Free Money-Making Apps
In today’s age, many of us find ourselves grappling with financial instability and an unyielding search for additional income streams.
Smartphones, far from being mere communication devices, have evolved to become a reservoir of opportunities, especially when it comes to hassle-free money-making avenues.
The apps available today not only reward users for taking surveys but go as far as offering cash rewards for walking. They are not just about earning but about merging the earning process with your daily activities, bringing the opportunities closer to your lifestyle and preferences.
But not all that glitters is gold. While the market boasts of a wide range of apps promising to line your pockets with little to no effort, not every app holds a pot of gold. The task then is not just to find an app but to find the right one; the one that suits your preferences, lifestyle, and the tasks you’d naturally do.
So, we enter a space where we have to be selective, to choose platforms that promise not just rewards but a steady stream of income, even if small. It could be cash backs from your regular shopping or getting paid to watch videos or try out new apps; the bottom line remains to choose wisely and patiently.
In a world overflowing with financial uncertainty, your smartphone stands as a beacon of hope, offering financial relief one small task at a time. Imagine, a tool that does not demand you to go out of your way but pays you for the simple tasks performed daily.
Freelance job platforms and peer-to-peer selling apps have brought money-making opportunities right to your fingertips. While it might not replace a full-time job, it can certainly tide you over during tough times, acting as a lifeline for many around the globe. In the end, it’s about making the smart choice, one that brings you a step closer to financial stability, one task at a time.
Gig Economy Apps
DoorDash: A food delivery app that allows you to earn money by delivering food from restaurants to customers. You can sign up to be a Dasher and start delivering food as soon as you are approved. You will earn a base pay for each delivery, plus tips. The amount of money you can make per delivery will vary depending on the distance of the delivery, the time of day, and other factors.
Uber: A ridesharing app that allows you to earn money by driving people around. You can sign up to be a driver and start giving rides as soon as you are approved. You will earn a base fare for each ride, plus tips. The amount of money you can make per ride will vary depending on the distance of the ride, the time of day, and other factors.
Instacart: A grocery delivery app that allows you to earn money by shopping for groceries and delivering them to customers. You can sign up to be a shopper and start shopping for groceries as soon as you are approved. You will earn a base pay for each shopping order, plus tips. The amount of money you can make per shopping order will vary depending on the size of the order, the time of day, and other factors.
TaskRabbit: A task-based app that allows you to earn money by completing tasks for people in your community. Tasks can range from small errands to larger projects. You can sign up to be a Tasker and start completing tasks as soon as you are approved. You will earn an hourly rate for each task, plus tips. The amount of money you can make per task will vary depending on the type of task, the time of day, and other factors.
Fiverr: A freelance marketplace where you can offer your services to businesses and individuals. Services can range from writing and editing to graphic design and web development. You can set your own rates and availability on Fiverr.
Upwork: Another freelance marketplace where you can offer your services to businesses and individuals. Upwork is a bit more competitive than Fiverr, but it also offers more opportunities. You can set your own rates and availability on Upwork.
Lyft: A ridesharing app similar to Uber. You can sign up to be a driver and start giving rides as soon as you are approved. You will earn a base fare for each ride, plus tips. The amount of money you can make per ride will vary depending on the distance of the ride, the time of day, and other factors.
Airbnb: A platform where you can rent out your home or a spare room to people traveling to your area. You can set your own rates and availability on Airbnb.
Rover: A platform where you can offer pet sitting and dog walking services. You can set your own rates and availability on Rover.
Wag!: Another platform where you can offer pet sitting and dog walking services. Wag! is a bit more popular than Rover, but it also takes a larger cut of your earnings. You can set your own rates and availability on Wag!.
Turo: A car sharing platform where you can rent out your car to people who are traveling to your area. You can set your own rates and availability on Turo.
The amount of money you can make with these apps will vary depending on a number of factors, including your location, the demand for the service, and your experience.
Here are some additional things to keep in mind when using these apps to make money:
- You will need to have a smartphone and a reliable internet connection to use these apps.
- You will need to pass a background check and other requirements to be approved to use some of these apps.
- You will need to be available to work when there is demand for the service.
- You may need to pay some fees to use these apps.
Here are some of the pros and cons of using gig economy apps:
Pros:
- Flexibility: You can work when you want, where you want, and for as long as you want.
- Independence: You are your own boss and can set your own rates and hours.
- Variety: There are many different gig economy apps available, so you can find one that fits your skills and interests.
- Extra income: Gig economy apps can be a great way to make some extra money on the side.
Cons:
- Low pay: The pay for gig economy work can be low, especially when you factor in expenses like gas and car maintenance.
- Unpredictability: The amount of work available can vary from day to day, so you may not always have a steady income.
- Lack of benefits: Gig economy workers are not typically eligible for benefits like health insurance or paid time off.
- Unfair treatment: Gig economy workers have been accused of being treated unfairly by the companies they work for. For example, they may be penalized for not accepting certain jobs or for taking breaks.
Overall, gig economy apps can be a great way to make some extra money, but it is important to weigh the pros and cons before you sign up.
Paid Survey Apps
Swagbucks is a rewards app that allows you to earn points (called SB) for completing a variety of activities, including taking surveys, watching videos, shopping online, and searching the web. You can redeem your SB for gift cards to popular retailers like Amazon, Walmart, and Target, or for cash via PayPal.
Branded Surveys is a survey app that offers a variety of surveys on a variety of topics. You can earn points for completing surveys, which you can redeem for gift cards or cash. Branded Surveys also offers a referral program where you can earn points for referring friends to the app.
Survey Junkie is another survey app that offers a variety of surveys on a variety of topics. You can earn points for completing surveys, which you can redeem for gift cards or cash. Survey Junkie also offers a loyalty program where you can earn bonus points for completing surveys on a regular basis.
InboxDollars is a rewards app that offers a variety of ways to earn money, including taking surveys, watching videos, shopping online, and playing games. You can redeem your earnings for gift cards or cash via PayPal.
Opinion Outpost is a survey app that offers a variety of surveys on a variety of topics. You can earn points for completing surveys, which you can redeem for gift cards or cash. Opinion Outpost also offers a referral program where you can earn points for referring friends to the app.
Survey Monkey is a survey software company that also offers a way for people to take surveys for money. You can find surveys on Survey Monkey by searching for them or by signing up for their email list. Once you find a survey that you qualify for, you can take it and earn money for your time.
MyPoints is a rewards app that offers a variety of ways to earn money, including taking surveys, shopping online, and reading emails. You can redeem your earnings for gift cards or cash via PayPal.
PrizeRebel is a survey app that offers a variety of surveys on a variety of topics. You can earn points for completing surveys, which you can redeem for gift cards, cash, or entries into contests. PrizeRebel also offers a referral program where you can earn points for referring friends to the app.
Pinecone Research is a survey company that invites you to take surveys based on your interests and demographics. You can earn $3 for each survey you complete, and surveys typically take 10-15 minutes to complete. Pinecone Research is a bit more exclusive than other survey companies, so you may not be invited to take many surveys.
UserTesting is an app where you can earn money by testing websites and apps. You’ll be asked to give your feedback on the usability of the product, and you can earn $10 for each test you complete. UserTesting is a great way to earn some extra money in your spare time, and it’s also a fun way to get involved in the design process of new products.
Intellizoom is a website where you can earn money by participating in focus groups and market research studies. You’ll be asked to share your thoughts and opinions on a variety of topics, and you can earn $50-$100 for each study you participate in. Intellizoom is a great way to earn some extra money and give your feedback on products and services.
Survey apps can be a great way to make some extra money in your spare time. However, it is important to keep in mind that you will not make a lot of money with these apps. The amount of money you can make will vary depending on the app, the number of surveys you complete, and your demographics.
Here are some additional things to keep in mind when using surveys apps to make money:
- You will need to have a smartphone and a reliable internet connection to use these apps.
- You will need to be honest and accurate in your answers to surveys.
- You may not be eligible to complete all surveys.
- You may need to wait for surveys to become available.
- You may need to provide personal information to complete surveys.
Here are some of the pros and cons of using surveys apps to make money:
Pros:
- Easy to get started
- Can be done in your spare time
- No special skills or experience required
Cons:
- Low pay
- Not always available
- May require personal information
Surveys apps can be a great way to make some extra money, but they should not be your primary source of income.
Cashback Apps
Rakuten: Rakuten is a cashback app that gives you cash back when you shop online at participating retailers. You can also get cash back when you book travel or make reservations through Rakuten. The amount of cash back you earn will depend on the retailer and the offer.
Ibotta: Ibotta is another cashback app that gives you cash back when you shop online and in-store. You can also get cash back for taking surveys and watching videos. The amount of cash back you earn will depend on the retailer, the item, and the offer.
Honeygain: Honeygain is an app that allows you to share your internet bandwidth and earn money. The amount of money you earn will depend on the amount of bandwidth you share.
Dosh: Dosh is an app that gives you cash back when you shop at participating stores. You can also get cash back for signing up for credit cards and taking surveys. The amount of cash back you earn will depend on the store and the offer.
Fetch Rewards: Fetch Rewards is an app that gives you points for scanning receipts from participating stores. You can redeem your points for gift cards or cash. The amount of points you earn will depend on the amount of money you spend at participating stores.
Checkout 51: Checkout 51 is an app that gives you cash back on groceries. You can scan your receipts from participating stores to earn cash back. The amount of cash back you earn will depend on the items you buy.
Capital One Shopping: Capital One Shopping is a cashback app that gives you cash back when you shop online at participating retailers. You can also get cash back for using your Capital One credit card. The amount of cash back you earn will depend on the retailer and the offer.
RetailMeNot: RetailMeNot is a website and app that offers coupons and deals for a variety of stores and brands. You can also get cash back when you shop through RetailMeNot. The amount of cash back you earn will depend on the retailer and the offer.
Shopkick: Shopkick is an app that gives you points for scanning items in stores, making purchases, and watching videos. You can redeem your points for gift cards or cash. The amount of points you earn will depend on the activity.
Drop: Drop is an app that gives you points for shopping at participating stores, taking surveys, and watching videos. You can redeem your points for gift cards or cash. The amount of points you earn will depend on the activity.
Mr. Rebates: Mr. Rebates is an app that gives you cash back when you shop online at participating retailers. You can also get cash back for using your credit card. The amount of cash back you earn will depend on the retailer and the offer.
The amount of money you can make with cashback apps will vary depending on the app, the amount of shopping you do, and the offers that are available. However, you can easily make a few dollars a month with these apps.
Here are some additional things to keep in mind when using cashback apps:
- You will need to have a smartphone and a reliable internet connection to use these apps.
- You will need to link your credit or debit card to some of these apps to get cash back on your purchases.
- You may need to wait for offers to become available.
- Some of these apps may have fees.
Here are some of the pros and cons of using cashback apps:
Pros:
- Save money on your purchases
- Easy to use
- No fees
Cons:
- You may need to link your credit or debit card to some of these apps
- You may need to wait for offers to become available
- Some of these apps may have limited offers
Overall, cashback apps can be a great way to save money on your purchases. However, it is important to do your research and choose the apps that are right for you.
Investment Apps
Robinhood: Robinhood is a commission-free investing app that allows you to trade stocks, options, and cryptocurrencies. You can also buy fractional shares, which means you can invest in a company even if you can’t afford to buy a whole share. To make money with Robinhood, you need to buy assets that increase in value. For example, if you buy a stock for $100 and it increases in value to $120, you will make a profit of $20.
M1 Finance: M1 Finance is a robo-advisor app that allows you to invest in a variety of assets, including stocks, bonds, and ETFs. You can create a custom portfolio or choose from one of M1 Finance’s pre-made portfolios. To make money with M1 Finance, you need to choose assets that increase in value over time. You can also make money by reinvesting your dividends.
Stash: Stash is a micro-investing app that allows you to invest in stocks, ETFs, and cryptocurrencies with as little as $5. Stash also offers a robo-advisor service that can help you create a personalized investment portfolio. To make money with Stash, you need to buy assets that increase in value over time. You can also make money by reinvesting your dividends.
Acorns: Acorns is another micro-investing app that rounds up your spare change and invests it for you. You can also set up automatic investments from your bank account. To make money with Acorns, you need to let your money grow over time. Acorns charges a monthly fee of $1-$3, so you need to make sure that your investments are making enough money to cover the fees.
Betterment: Betterment is a robo-advisor app that uses algorithms to create personalized investment portfolios. Betterment charges a 0.25% annual fee. To make money with Betterment, you need to let your money grow over time. The fees charged by Betterment are relatively low, so you should be able to make money even after the fees are taken into account.
Charles Schwab: Charles Schwab is a traditional brokerage firm that offers a variety of investment products, including stocks, bonds, ETFs, and mutual funds. Charles Schwab charges a variety of fees for its investment products, depending on the product. To make money with Charles Schwab, you need to buy assets that increase in value over time. You can also make money by reinvesting your dividends.
Fidelity: Fidelity is another traditional brokerage firm that offers a variety of investment products. Fidelity charges a variety of fees for its investment products, depending on the product. To make money with Fidelity, you need to buy assets that increase in value over time. You can also make money by reinvesting your dividends.
Vanguard: Vanguard is a mutual fund company that offers a variety of low-cost index funds. Vanguard does not charge any commissions for trading its funds. To make money with Vanguard, you need to buy index funds that track the performance of the stock market. Over the long term, the stock market has historically trended upwards, so you should be able to make money by investing in index funds.
SoFi Invest: SoFi Invest is a financial services company that offers a variety of investment products, including robo-advisory, self-directed investing, and cryptocurrency trading. SoFi Invest charges a 0.25% annual fee for its robo-advisory service. To make money with SoFi Invest, you need to buy assets that increase in value over time. You can also make money by reinvesting your dividends.
Wealthfront: Wealthfront is a robo-advisor app that uses algorithms to create personalized investment portfolios. Wealthfront charges a 0.25% annual fee. To make money with Wealthfront, you need to let your money grow over time. The fees charged by Wealthfront are relatively low, so you should be able to make money even after the fees are taken into account.
E*TRADE: ETRADE is a traditional brokerage firm that offers a variety of investment products, including stocks, bonds, ETFs, and mutual funds. ETRADE charges a variety of fees for its investment products, depending on the product. To make money with E*TRADE, you need to buy assets that increase in value over time. You can also make money by reinvesting your dividends.
It is important to note that there is no guarantee that you will make money with any of these investment apps. The value of any investment can go up or down, and you could lose money. Therefore, it is important to do your research and understand the risks involved before you start investing.
Other Money Making Apps
Poshmark: Poshmark is an online marketplace where you can sell clothes, shoes, accessories, and home goods. You can list your items for free and set your own prices. Poshmark takes a commission of 20% of the selling price of your items.
To make money with Poshmark, you need to find items that are in high demand and list them for a competitive price. You can also promote your items on social media and other platforms to reach a wider audience.
Mercari: Mercari is another online marketplace where you can sell clothes, shoes, accessories, and home goods. You can list your items for free and set your own prices. Mercari takes a commission of 10% of the selling price of your items.
Mercari is similar to Poshmark, but it has a lower commission rate. This makes it a good option for sellers who want to keep more of the money they make.
ThredUp: Thredup is an online consignment store where you can sell clothes, shoes, and accessories. You can ship your items to Thredup for free and they will take a commission of 20-30% of the selling price.
ThredUp is a good option for sellers who don’t want to deal with the hassle of listing and shipping their items themselves.
LetGo: LetGo is an app that allows you to sell or buy used goods locally. You can list your items for free and meet up with buyers in person to complete the sale.
LetGo is a good option for sellers who want to sell their items quickly and easily.
OfferUp: OfferUp is another app that allows you to sell or buy used goods locally. You can list your items for free and meet up with buyers in person to complete the sale.
OfferUp is similar to LetGo, but it has a larger user base. This makes it a good option for sellers who want to reach a wider audience.
Facebook Marketplace: Facebook Marketplace is a section of Facebook where you can buy and sell used goods. You can list your items for free and meet up with buyers in person to complete the sale.
Facebook Marketplace is a good option for sellers who have a large social media following.
Craigslist: Craigslist is a website where you can buy and sell used goods. You can list your items for free and meet up with buyers in person to complete the sale.
Craigslist is a good option for sellers who want to reach a wider audience.
PeoplePerHour: PeoplePerHour is a website where you can offer services to others. You can set your own rates and PeoplePerHour takes a commission of 20% of the amount you earn.
PeoplePerHour is similar to Upwork, but it has a focus on freelance work.
Freelancer: Freelancer is a website where you can offer services to others. You can set your own rates and Freelancer takes a commission of 20% of the amount you earn.
Freelancer is similar to Upwork and PeoplePerHour, but it has a focus on international work.