Shipt Shopper: Earnings, Payments, Benefits

Shipt Shopper

Being a Shipt shopper offers more than just grocery deliveries; it’s a flexible gig economy role with perks like health insurance, auto care discounts, and real-time income tracking, all managed through the easy-to-use Shipt Shopper app.

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How Does Shopping with Shipt Work?

Shopping with Shipt offers freedom and flexibility. You get to decide when and where you want to work. That’s right, Shipt shoppers carve out their own work hours. You’re in charge here.

Plus, you’ll use the Shipt Shopper App to handle everything from scheduling to accepting and shopping orders. This is your one-stop hub for managing your Shipt activities. You can fit this gig around your busy lifestyle, making it a perfect side hustle or even a full-time job. It’s really up to you how you want to approach it.

How much does it cost to become a Shipt shopper?

There is no cost to apply to become a shopper with Shipt. Once you clear the approval process, Shipt even provides you with a Shipt card at zero cost. Now, you might be thinking about the fuel and data expenses. True, these are on you. But the good news is you can write these off as business expenses come tax season. Just make sure to consult a tax professional for a deep dive into your allowable write-offs.

Shipt shopper requirements

  • At least 18 years old.
  • Valid mailing address.
  • Valid U.S. driver’s license and auto insurance.
  • A reliable, operable vehicle (1997 or newer). Cannot be a 2-door sedan.
  • Ability to lift 50 pounds.
  • iPhone (iOS 10 or newer) or Android (5.1 or newer) smartphone and an updated shopper app

How do Shipt shoppers get paid?

Shipt treats its shoppers as independent contractors. This means you get paid per order. The app even shows an estimated pay based on the effort needed for each order. Now, about getting your hands on that cash. You have two options. Either access your payment instantly or get a direct deposit every Friday. Yes, you heard that right! Instant payment is a thing. Plus, don’t forget, tips are all yours and add up to your weekly paycheck.

Can I choose the area in which I shop?

Choice is also something you’ll enjoy with Shipt. You can pick the areas where you wish to shop and deliver. Initially, you’ll select a broader area known as a “Metro.” This usually covers a whole city or a large part of it. But don’t worry, it gets more specific. After you’re in, you can select smaller regions or “Zones” within that Metro. These are the areas where you’ll get your order offers. Feel free to accept the orders that make the most sense to you.

Is there a minimum number of orders I have to take?

Now, what about work commitments? The answer is simple. There are none. There’s no set quota for the number of orders you have to take each week or month. You’re free to accept as many or as few orders as you want. Your work hours are entirely in your hands.

What about taxes?

Taxes, yes, they’re unavoidable but manageable. Shipt doesn’t withhold taxes from your weekly pay. As an independent contractor, the tax filing is up to you. But hey, Shipt provides you with a 1099 form if you cross a certain earning threshold. That way, you’ll have the proper documentation when tax time rolls around.

Will I get reimbursed for mileage?

Lastly, mileage is a point to consider. Currently, Shipt doesn’t reimburse for the miles you cover. It might seem like a downside. Yet, there’s a silver lining. You can track these miles and include them in your tax filing at the end of the year.

So, to sum it all up, working with Shipt offers a myriad of benefits—flexibility, freedom, and choice to name a few. While there are costs and taxes to consider, the benefits outweigh the drawbacks for those seeking a flexible work option. It’s clear that Shipt aims to make the shopping experience as painless as possible for both its shoppers and customers. And that, in a nutshell, is how shopping with Shipt works.

Shipt’s Earnings Standard

Shipt’s Earnings Standard is a promise from the company to its shoppers. This promise assures that you won’t earn less than $16 per hour on any offer. This rate applies across the board, in every market in the country. It’s calculated based on Shipt’s own estimates of how much time and effort a task will take. So what’s even better? In areas where the cost of living is higher, that $16 per hour could actually go up. This ensures that Shipt always offers a competitive pay rate, meeting the financial needs of its shopper community.

What Does the Earnings Standard Actually Mean?

At its core, the Earnings Standard sets a baseline for what you can expect to earn with Shipt. It’s a starting point, really. While all offers won’t pay the same, each one will meet or exceed this standard rate. So, you never have to worry about lowball offers that aren’t worth your time. Shipt’s aim here is to give you a financial safety net. You always know that your efforts will meet a minimum value.

An Example to Clarify the Concept

Let’s dive into an example to make this even clearer. Picture an offer in your area that involves a small shopping list. All items are in the same section of the store, but there’s a drive involved to get them to the customer. Shipt calculates that the entire task, from shopping to doorstep, will take about an hour. What’s guaranteed is that you’ll earn at least $16 for that hour of work. Could you earn more? Definitely. Any variables, like extra items added or bonuses, could push your earnings above that $16 mark.

In essence, the Earnings Standard is Shipt’s pledge that your time and effort will always have a guaranteed value. It provides a reliable, consistent framework for earnings, making sure you’re always paid fairly for your work. This policy simplifies your earnings expectations, taking the guesswork out of what you’ll make on each offer. So, the next time you look at an offer, you can have peace of mind knowing that it will meet Shipt’s Earnings Standard.

Shipt Payment System

Shipt has a structured pay system. Your earnings come from three main sources: offer pay, bonuses, and tips. But what makes it even better is the Shipt Earnings Standard. It assures that you’ll earn at least $16 per hour on every offer. This rate is based on Shipt’s estimates for the time and effort you’ll put into a task. Plus, in cities with higher living costs, you could earn up to $27 per hour. Not bad at all, right?

Offer Pay

When you’re a Shipt shopper, each job you consider shows up as an “offer” in your app. This offer tells you how much you could make for that job. Shipt uses the latest tech tools to make these estimates as accurate as possible. These tools keep getting better at figuring out how much time and effort the job will take. On the offer card, you’ll also see how long the job might take, where the store is, where you’ll be delivering to, and how many items you’ll pick up. Remember, taking the job is always up to you.

Breaking Down the Factors of Offer Pay

A lot goes into figuring out how much an offer will pay. For instance, Shipt looks at how big the store is and how far you’ll need to drive. They consider if it’s a busy time of day or a big holiday. Even the type of home you’re delivering to matters, like an apartment versus a house. They also think about how tricky the job might be. For example, will you need to make a lot of product swaps? Shipt also has a rule: they promise that no job will pay less than $16 an hour, no matter where you are.

Pay Adjustments

Sometimes, customers add more items after you’ve accepted the job. When this happens, your pay can go up. It’s a way to make sure you’re still getting paid fairly for the extra work.

New Update: One Estimated Pay Number

Based on what shoppers have said, Shipt made a change. Now, instead of a range, the offer card shows one pay estimate. This number helps you figure out if the job is worth your time. You’ll see this new feature rolling out in some areas now, and everywhere else soon. Keep an eye on your app for updates.

When you see the letters “est” next to the pay estimate, it means that’s the least amount you’ll make for that job. It’s an estimate but also a promise from Shipt that you’ll earn at least that much.

So, Shipt keeps making it easier for you to know what you’ll earn. With more accurate offer cards and a single estimated pay number, you’re in a better position to choose jobs that make sense for you.


Shipt doesn’t just stop at giving you a base pay for your efforts. The company knows you might be looking for ways to earn even more. That’s where Shopper Bonus Opportunities come into play. From Shipt’s headquarters, you’ll get messages telling you about these special bonuses. These messages break down how to qualify for the extra money and when you’ll see that bonus in your account. The idea is simple. Follow the guidelines, and you’ll see a bump in your earnings.

What Qualifies as a Bonus Order?

The terms for each bonus can differ, depending on a mix of factors. Take this as an example. Let’s say Shipt sends you a chance to earn an extra $75. You can unlock this bonus by completing 15 shops over the weekend, from Saturday to Sunday. To get the $75, you need to finish exactly those 15 qualifying orders within that time window. If you do, the extra cash is yours. If you don’t, you miss out on that particular bonus. Each bonus is like a mini-challenge, pushing you to maximize your income in a fun and engaging way.

Keeping Track and Getting Paid

Even after a bonus offer expires, you won’t be left in the dark. Shipt keeps you informed. You can find all the details about past bonuses in the Payment History screen on the app for up to two weeks. This helps you track what you’ve earned and confirms that you’ve met all the criteria. As for the bonus pay itself, you’ll see it added to your regular earnings during the next week’s payout.

One Bonus, One Payout

It’s crucial to note that each bonus is a one-time deal. Suppose there’s a bonus for completing five orders between 2 and 5 p.m., promising an extra $20. If you’re an overachiever and complete 10 orders within that time, don’t expect to double your bonus. You’ll still only get that initial $20 bonus, regardless of the extra effort.

In the end, Shipt’s Shopper Bonus Opportunities are a great way to boost your income while keeping the job exciting. These bonuses are like little games that incentivize you to be your most productive self. And the best part? You’re getting extra money for work you were going to do anyway. It’s a win-win situation, all thanks to Shipt’s commitment to maximizing your earning potential.


Tips are the cherry on top. You keep 100% of all tips from customers. Shipt has an auditing process to ensure that this part of your pay gets to you in full. Tips are a great way to boost your earnings, especially when you go the extra mile for your customers. Delivering on time, clear communication, and adeptly handling substitutions can significantly up your tip game.

Shipt gives its members plenty of time to tip after an order arrives at their doorstep. In fact, there’s no time limit on when a member can add a tip in the app. Maybe they need a few days to evaluate the service or perhaps they simply forget.

Whatever the reason, the tipping window stays open indefinitely. For a short while, members can also modify the tip they’ve given. This flexibility helps correct any accidental typos or changes of heart.

In the Shipt app, you’ll occasionally see a tip marked as “pending.” Don’t worry; this just means the tip hasn’t been finalized yet. Once it moves from pending to captured, you can expect to see that extra money in your next pay period. But what if a tip vanishes from the app? That might mean the member decided to change their tip or encountered a payment hiccup. Unfortunately, Shipt can’t share details on why a tip was altered or declined.

Shipt Instant Payout

One of the standout features for Shipt shoppers is the Instant Payout option. This feature is a financial game-changer. Gone are the days when you have to wait for the end of the week to see your earnings. With Instant Payout, you get control over when your funds land in your account. This offers you financial freedom and flexibility. But to dive into this rewarding feature, there are a couple of things to know.

Prerequisites for Using Instant Payout

Firstly, you’ll have to give the nod to Stripe Connect terms and conditions within the Shipt Shopper app. Stripe Connect is the technology that powers this quick payout process. Also, you need to have at least one successful weekly payout from Shipt under your belt. After meeting these conditions, you’ll have the power to initiate an Instant Payout whenever you please.

Receiving Pay and Tips Instantly

Here’s where the magic happens. With Instant Payout, you can request your hard-earned money, including tips, right from the Shipt Shopper app. And here’s the best part. You can do this up to three times a day. Yes, you read that correctly—three times a day! Within an hour of hitting the payout request, you’ll find the funds in your account. It’s like having an ATM in your pocket, but better.

Default Payouts if Instant Payout Isn’t Used

What happens if you forget or decide not to use the Instant Payout? No worries at all. If you don’t initiate an Instant Payout by the end of the pay period, which is Sunday at 11:59 p.m. CT, your earnings will follow the traditional path. You’ll get a direct deposit into your bank account the following Friday, just like you normally would.

To wrap it up, Instant Payout isn’t just a feature; it’s a lifeline for Shipt Shoppers craving flexibility and immediate access to their earnings. Whether you’re saving for a big purchase or dealing with unexpected expenses, Instant Payout puts the control back in your hands.

Shipt Shopper Benefits

When you become a Shipt shopper, you get more than just the chance to earn money. Yes, you can get a free Shipt membership. But there’s so much more waiting for you.

Health Coverage

You don’t have to go it alone when looking for health insurance. Shipt helps you find plans that cover medical, dental, and vision needs. This support takes a lot of the guesswork out of picking the right plan for you.

Personal Auto Care

Your car is your work buddy when you’re a Shipt shopper. So, keeping it in top shape matters. Shipt makes this easier by offering plans that make auto insurance less expensive. But it’s not just about insurance. You also get special deals on fixing your car, keeping it well-maintained, and even on renting a car if you need to.

Identity Theft Protection

In a world full of online risks, Shipt steps up. They offer services to help keep your identity safe. This way, you can focus on your work and not worry about someone stealing your personal info.

Pet Discount Program

Your pets are like family. Shipt knows this. That’s why they offer a discount program to help with pet care costs. Whether it’s a regular check-up or an emergency, these discounts make pet care more affordable.

Automatic Income and Mileage Tracker

You can’t manage what you can’t measure. Shipt gives you a way to keep track of all your trips, how much you earn, and even your expenses. This helps you at tax time, too.

Tax Filing Discount Program

Speaking of taxes, they are a lot less painful with Shipt’s discount program. Whether you’re doing it yourself or getting help, you’ll save money on your tax filing.

Personal Health and Fitness

Health isn’t just about avoiding the flu. It’s also about staying fit and keeping your stress low. Shipt shoppers get special access to gyms, online fitness classes, and even mental health resources. Just keep in mind, you’ll need to have completed at least one Shipt order in the last 90 days to use the gym benefits.

So, Shipt’s perks go beyond just making your wallet happy. They touch on many areas of life, making the job more than just a paycheck.

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